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Been refused a loan?

Sick of hearing the word no?

Want a 2nd chance loan?

Do you really need a car?

18-21 years old and first loan?

Look no further than a Dinkum second chance car loan. Because we'll go our hardest to get you over the line! Dinkum!                                        
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SECOND CHANCE CAR LOANS

Dinkum Loans is all about assisting ordinary Aussies to obtain the best and cheapest car loans but sometimes it can be difficult to get a loan. You may need a 2nd chance lender or a lender who approves loans for people with bad or adverse credit.

We understand that not everyone has a perfect credit rating and many people encounter problems when they apply for loans. 

These circumstances can include the following:

-  First car loan, new credit file, under 23
- Ex-bankrupt or Part 9 (you must be out of bankrupcy or discharged).
- Defaults, writs and judgements on your credit file due to loss of job, relationship break up, disputes, over commitment etc.
-  New to the country from overseas
-  Slow credit
-  New in business, no financial returns
-  Contractor but no tax return

and many more reasons.

We understand that every person's circumstances are different so at Dinkum Car Loans of ultimate importance is that you are treated with respect, empathy, dicretion and above all...premium old-fashioned service.

You may also be required to supply documentation upfront to substantiate your loan application such as bank statements, proof of income, identification and proof of address but we will advise you on this as appropriate to your loan application.

Please bear in mind that more complicated loan applications can sometimes take longer but we will endeavour to let you know up front if at all possible if this is the case and keep you informed of your loan progress.

So don't despair if your bank or credit provider said no because at Dinkum we believe everyone deserves a fair go - After all, it's the Aussie way! Call us or apply online and we'll ensure your information stays discreet and confidential. We'll also do our fair dinkum best to get you behind the wheel!

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WE'LL GET YOU A GO WHEN OTHERS  SAY NO!

   Dinkum Loans prides itself old-fashioned, personalised service. We don't discrimintae and to us every single customer is important.
We'll be straight with you and tell you like it is rather than blow smoke in the air or tell you what you want to hear.
Unfortunately in many cases interest rates may be higher for loans that carry more risk to a lender but we will advise you correctly in every instance. Do yourself a huge favour and give us a fair go at Dinkum car loans and we'll do all in our power to get you the desired result - Dinkum!

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